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Loan Limit Summary Limits for FHA Loans in Josephine, Texas range from $395,600 for single family homes to $760,750 for four-plex. Any apartment with more than 4 units is considered commercial and does not quality for an FHA loan. Conventional Loan Limits in Josephine are $484,350 for single family homes to $931,600 for 4-unit apartment.
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A home loan with an interest rate that remains the same for the entire term of the loan. Adjustable-rate mortgage (ARM) Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London.
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