Help! I’ve been offered a guaranteed loan! If a lender has offered you a personal loan with guaranteed approval, this is likely a scam. No personal loans are "guaranteed" and lenders that promise.
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Bad Credit Personal Loans – 100% Guaranteed Approval – Bad Credit Personal Loans – 100% Guaranteed Approval. This article has been updated. Back when it was written in 2009 we had several guaranteed approval lenders. The economy has changed and most of these lenders are gone now.